Terms of Service

Last updated: January 1, 2026

1. Acceptance of Terms

Welcome to Refined Course Trail. These Terms of Service ("Terms") govern your use of our website, platform, and educational services. By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, please do not use our services.

2. Description of Service

Refined Course Trail provides an online learning platform offering educational courses in various professional development areas. Our services include:

  • Access to online courses and educational content
  • Course materials, videos, and resources
  • Progress tracking and completion certificates
  • Customer support and technical assistance
  • Platform features and tools for learning

3. User Accounts

3.1 Account Creation

To access certain features, you must create an account with accurate and complete information. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use
  • Keeping your account information current and accurate

3.2 Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms or engage in prohibited activities. You may also terminate your account at any time by contacting our support team.

4. Course Enrollment and Access

4.1 Course Purchase

When you purchase a course, you receive a non-exclusive, non-transferable license to access the course content for personal, non-commercial use. Course access is typically provided for the lifetime of the course, subject to these Terms.

4.2 Course Content

We strive to provide accurate and up-to-date course content. However, we reserve the right to:

  • Update or modify course content at any time
  • Discontinue courses with reasonable notice
  • Correct errors or inaccuracies in course materials

5. Payment Terms

5.1 Pricing

Course prices are clearly displayed and are subject to change. All prices are in USD unless otherwise specified. You agree to pay all charges associated with your account.

5.2 Payment Processing

Payments are processed through secure third-party payment processors. By providing payment information, you represent that you are authorized to use the payment method.

5.3 Refund Policy

We offer a 30-day satisfaction guarantee for our courses. If you are not satisfied with a course within 30 days of enrollment, you may request a refund by contacting our support team. Refunds are processed at our discretion and subject to the following conditions:

  • Request must be made within 30 days of enrollment
  • Course completion must be less than 30% of total content
  • No violations of these Terms of Service
  • Refunds are processed to the original payment method

6. Intellectual Property

6.1 Our Content

All course content, materials, and platform features are protected by intellectual property laws. This includes but is not limited to:

  • Video lectures and audio content
  • Written materials and resources
  • Software and platform functionality
  • Trademarks and branding

6.2 Permitted Use

You may use course content solely for personal, non-commercial educational purposes. You may not:

  • Share, distribute, or republish course content
  • Create derivative works based on our content
  • Use content for commercial purposes
  • Remove copyright or proprietary notices

7. User Conduct

You agree to use our services responsibly and not to:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights
  • Upload malicious software or harmful content
  • Attempt to gain unauthorized access to our systems
  • Interfere with the operation of our platform
  • Harass or abuse other users or staff
  • Share account credentials with others

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of information as described in our Privacy Policy.

9. Disclaimers and Limitations

9.1 Educational Purpose

Our courses are provided for educational and informational purposes only. They do not constitute professional advice in any specific field. You should consult with qualified professionals for advice specific to your situation.

9.2 No Guarantees

We do not guarantee any specific outcomes, results, or career advancement from taking our courses. Success depends on individual effort, circumstances, and market conditions.

9.3 Service Availability

We strive to maintain platform availability but do not guarantee uninterrupted service. We may temporarily suspend services for maintenance, updates, or technical issues.

10. Limitation of Liability

To the fullest extent permitted by law, Refined Course Trail and its affiliates, instructors, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to:

  • Loss of profits or business opportunities
  • Data loss or corruption
  • Service interruptions or technical issues
  • Third-party actions or content

Our total liability shall not exceed the amount paid by you for the specific course or service that gave rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless Refined Course Trail from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

12. Governing Law

These Terms are governed by the laws of the State of New York, United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved in the courts of New York.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes by posting updated Terms on our website and updating the "Last updated" date. Continued use of our services after changes constitutes acceptance of the new Terms.

14. Contact Information

If you have questions about these Terms, please contact us:

Refined Course Trail

425 Park Avenue
New York, NY 10022
United States

Email: [email protected]

Phone: +1 (212) 405-1872

15. Demonstration Notice

Important: This website is for demonstration purposes only. These Terms of Service are provided as an example of standard terms for an online learning platform. No actual courses are sold, no real payments are processed, and no legal obligations are created through use of this demonstration site.